Two types of information may be collected when you visit any of our Web sites, information that you knowingly provide us (personally identifiable information) and information that is obtained from your visit but is not directly associated with you (aggregate information collected through technology.) When you submit an application, we may specifically ask for information about you, including, but not limited to name, address, telephone number, e-mail address, birth date, income information and Social Security Number. This information is used to facilitate a phone call from one of our partners to assist with your application. In the normal course of using this website, we may collect information about your habits and usage of our Web sites. This non-personally identifiable information is collected without any direct association with you specifically.
Agents, employees and contractors of this website, who have access to personally identifiable information, are required to protect this information in a manner that is consistent with this document and the high standards of the company. Information about you specifically will not be used for any purpose other than to carry out the services you requested from us. We comply fully with the federal CAN-SPAM Act of 2003. We will not sell, rent or authorize any third party to use your e-mail address or other personal information without your permission. We will not use any personal information beyond what is necessary to assist us in delivering to you the services you have requested. If you feel that you have received any unsolicited e-mail from us, please contact admin@focusinc.com. We will send personally identifiable information about you to other organizations or people only when:
We routinely use the non-personally identifiable information that we collect to improve the design and content of our Web sites and to enable us to personalize your Internet experience. We also may use this information to analyze Web site usage, as well as to offer products, programs, or services to you or other users like you.
You may be asked to provide your Social Security Number to be used for a credit check to verify eligibility. Submission is voluntary. Not supplying your Social Security Number will not immediately disqualify you from using our program. If provided, your Social Security Number will be shared with participating dealers in your area. Your Social Security Number will not be given to affiliates outside of our network of dealers and will never be sold or shared without your prior authorization. We take reasonable precautions to maintain the confidentiality, security and integrity of the information we collect.
Based upon the personally identifiable information you provided us, we may send you a confirmation e-mail letting you know that we received your information successfully. We will also communicate with you in response to your inquiries, to provide services you request, and to manage your account. We will communicate with your by e-mail or telephone in accordance with your preferences.
If you would like to make changes to the information you submitted, you may contact the webmaster at admin@focusinc.com. or notify the lender/dealer assisting you to make these changes. We do not store your information online for your access at this time.
Cookies are small text files that may be placed on your computer's hard drive by our servers to identify your computer. We may use cookies to recognize you when you visit our Web sites, to personalize your experience and generally to serve you better. For example, if you enter your name, address, telephone number, email address, zip code or other personally identifiable information on one of our forms, such information may be stored in a cookie so you do not have to enter this information again. We use third party cookies for Web site traffic monitoring. These cookies help us understand which parts of our Web site are visited most and helps up keep our Web site as up to date and helpful as possible. These third party cookies do not store any personally identifiable information.
An IP address is a unique string of numbers that is assigned to your computer by your ISP (Internet service provider). Web servers automatically identify your computer by its IP address. We use your IP address to help diagnose problems with our server, to administer our Web site, and may use it to gather broad demographic information.